People ask me all the time, how do you travel so much – isn’t it expensive? Well, I am here to tell you my secret of how I travel around the world and get by with free flights and free hotel nights!
The Secret: CREDIT CARD POINTS
You may have heard people say this before, but do if you want to really know how it all really works and how to make the most of your points, read below!
STEP 1: Find The Right Credit Cards
I have tried out so many different travel, airline and hotel credit cards and I finally found the perfect combination (for me)! I have done the leg work here for you, below are what I consider the TWO Best Travel Credit Cards!
- $99 Annual Fee
- 1 point for every $1 spent
- No Foreign Transaction Fees
Southwest has proven to me to be reliable, on- time and offer the most reasonable prices for flights. With Southwest flying all across the US, Mexico, Caribbean, Central America and Puerto there are so many places you can go!
- $450 Annual Fee with a $300 Travel Credit
- $75 each Authorized User
- 1 point per every $1 spent
- 3 points per $1 spent on Travel and Dining
- No Foreign Transaction Fee
- Access to 1,000+ Airport Travel Lounges
I have found that this card works amazingly for booking hotels. No limitations on what brand you want to stay with, so pick which hotels you love most. Since this card can we used to transfer to any hotel or airline, I use this card for when I don’t fly Southwest.
*Also note – If you don’t spend enough to really rack up enough points on two cards – just pick one and get the full benefit from that one card.
STEP 2: PAY OFF YOUR STATEMENT EVERY MONTH
Don’t spend more than you have, just because you have a credit card. It is SUPER important that you pay your statement in full every month, otherwise you will end up paying so much in interest that you it defeats the purpose of saving money on your travels. Most travel credit cards also have high interest rates, so you have to be careful!
STEP 3: PLAN AHEAD
I use my Southwest Card for gas, groceries and other regular shopping! When dining out I always use my Sapphire Card because I get 3x the points. If you are planning a trip look ahead at flights and hotels. If you have enough points for your flights, but are short on hotel points – leave the Southwest Card at home and solely use the Sapphire Card. When big purchases arise, check your point status and use the card you need to gain more points. It seem simple, but it’s easy to just whip out the first card in your wallet – so be strategic and plan ahead.
Happy Traveling Y’all!!